The Chancellor Philip Hammond presented his second Autumn budget on Monday 29 October 2018. In his speech he stated that “austerity is coming to an end – but discipline will remain”. He also promised a “double deal dividend” if the…

Being self-employed is a great option for many UK workers, allowing more flexibility and independence; you are your own boss, so you can set your own targets, deadlines and working hours. However, don’t forget the flip side of the coin:…

When starting a business, you need to count every penny, as the aim is to become profitable as soon as possible. There is no need for excessive spending on start-up costs; if these costs are too high and not managed…

Every business needs a business bank account to operate and trade on a day to day basis. Money is being paid to suppliers, customers are paying for services, business employees receive their wages and tax and VAT is being paid…

SMEs are struggling to expand due to high operating costs, according to a study by the Federation of Small Business. Over 1000 small to medium sized businesses took part in the survey and a staggering 71% reported that their operating…